Welcome to this website that will assist you to understand about your housing needs. Please read and gather basic important information that affects you in your HDB resale flat need.
As the Government want to ensure that Singaporeans housing need is well taken care and it has always been ready to correct the market sentiment in order to stabilize the market:
Part of the recent cooling measures are: Measures Specific to Public Housing includes: a) Tighter eligibility for loans to buy HDB flats: i) MAS will cap the Mortgage Servicing Ratio (MSR) for housing loans granted by financial institutions at 30% of a borrower’s gross monthly income. ii) For loans granted by HDB, the cap on the MSR will be lowered from 35% to 30%. iii) As for PR buying a resale flat, the policy was reviewed that PR households should wait three years from the date of obtaining SPR status, before they can buy a resale HDB flat. **Click here: Press Releases on 27th Aug 2013 by Ministry of National Development.**
The updates and changes of the policy is very taxing for you as you have a family and work to manage. Therefore, just leave it to me to explain in the simplest message for your understanding.
Regardless of whether you are a Buyer or Seller, it helps you on the basic understanding in transacting in a Transparent, Ethical & Professional Manner. Nevertheless, the detailed part of The Resale Procedures that includes appointments with the HDB Officer; Legal Matters as well as Housing Loan Matters will also be safely handled by me.
As such, I hope you find my service relevant & useful to your housing needs that will give you a peace of mind in focusing your daily routine tasks: work / family / others.